getting my financial house in order

So it’s been a fun few weeks around here. separating out a joint bank account, credit card debt and loans is a giant PITA. but I think I’m there. one giant loan to cover all the joint debt so any new debt isn’t confused for old joint debt. two checking accounts, one for us each. a refinanced car loan for me with a lower payment, cancelled the cable tv. lowered monthly payments all around. things financially should be set. unless something disastrous happens. but that’s always been a factor.